06 Sep 2004
Sophos advises on simple steps to avoid being phished
Sophos, a world leader in protecting businesses against spam and
viruses, has released a set of guidelines to assist computer users
to avoid becoming victims of phishing attacks.
Phishing is an increasingly common type of spam that can lead to
theft of your personal details such as credit card numbers or
online banking passwords.
Phishing attacks work by the scam artist sending 'spoofed'
emails that appear to come from a legitimate website that you have
online dealings with such as a bank, credit card company or ISP -
any site which requires users to have a personal identity or
account. The email may ask you to reply with your account details
in order to 'update security' or for some other reason.
The phishing email may also direct you to a spoofed website or
pop-up window which looks exactly like the real site, but has been
set up for the sole purpose of stealing personal information.
Unsuspecting people are then often fooled into handing over credit
card numbers, passwords or other details.
According to the Anti-Phishing Working Group, phishers are able to
convince up to five per cent of recipients to respond.
How to protect yourself:
- Never respond to emails that request personal financial
information
Banks or e-commerce companies generally personalise emails, while
phishers do not. Phishers often include false but sensational
messages ('urgent - your account details may have been stolen') in
order to get an immediate reaction.
Reputable companies don't ask their customers for passwords or
account details in an email. Even if you think the email may be
legitimate, don't respond - contact the company by phone or by
visiting their website.
Be cautious about opening attachments and downloading files from
emails, no matter who they are from. Sophos uses SPF (Sender Policy
Framework). This is an anti-forgery solution which involves
publishing a list detailing which servers are allowed to send
Sophos emails.
- Visit banks' websites by typing the URL into the
address bar
Phishers often use links within emails to direct their victims to a
spoofed site, usually to a similar address such as mybankonline.com
instead of mybank.com. When clicked on, the URL shown in the
address bar may look genuine, but there are several ways it can be
faked, taking you to the spoofed site. If you suspect an email from
your bank or online company is false, do not follow any links
embedded within it.
- Keep a regular check on your accounts
Regularly log into your online accounts, and check your statements.
If you see any suspicious transactions report them to your bank or
credit card provider.
- Check the website you are visiting is
secure
Before submitting your bank details or other sensitive information
there are a couple of checks you can do to help ensure the site
uses encryption to protect your personal data:
Check the web address in the address bar. If the website you are
visiting is on a secure server it should start with 'https://' ('s'
for security) rather than the usual 'http://'.
Also look for a lock icon on the browser's status bar. You can
check the level of encryption, expressed in bits, by hovering over
the icon with your cursor.
- Be cautious with emails and personal
data
Most banks have a security page on their website with information
on carrying out safe transactions, as well as the usual advice
relating to personal data: never let anyone know your PINS or
passwords, do not write them down and do not use the same password
for all your online accounts.
Avoid opening or replying to spam emails as this will give the
sender confirmation they have reached a live address.
Use common sense when reading emails. If something seems
implausible or too good to be true, then it probably is.
- Keep your computer secure
Some phishing emails or other spam may contain software that can
record information on your internet activities (spyware) or open a
'backdoor' to allow hackers access to your computer (Trojans).
Installing anti-virus software
software and keeping it up to date will help detect and disable
malicious software, while using anti-spam
software will stop phishing emails from reaching you. It is also important, particularly for users with a broadband
connection, to install a firewall. This will help keep the
information on your computer secure while blocking communication
from unwanted sources.
Make sure you keep up to date and download the latest security
patches for your browser. If you don't have any patches installed,
visit your browser's website, for example users of Internet
Explorer should go to the Microsoft
website.
- Always report suspicious activity
If you receive an email you suspect isn't genuine, forward it to
the spoofed organisation (many companies have a dedicated email
address for reporting such abuse).
Remember not to follow any links in the email - type the web
address directly into your browser.
You should also inform the authorities and contact the Internet
Fraud Complaint Center (IFCC). This is a US-based organisation that
works against phishing scammers and their sites worldwide.
About Sophos
More than 100 million users in 150 countries rely on Sophos as the best protection against complex threats and data loss. Sophos is committed to providing security and data protection solutions that are simple to manage, deploy and use and that deliver the industry's lowest total cost of ownership. Sophos offers award-winning encryption, endpoint security, web, email, and network access control solutions backed by SophosLabs - a global network of threat intelligence centers. With more than two decades of experience, Sophos is regarded as a leader in security and data protection by top analyst firms and has received many industry awards.
Sophos is headquartered in Boston, US and Oxford, UK. More information is available at www.sophos.com.